No matter the size or scope of the project, contract work insurance is recommended. We find the right policies with fast turnaround times to help you avoid delays in contracts being signed. With suitable policies in place, you can get risk negotiations approved and have peace of mind knowing that you have the appropriate insurance to respond to losses.
Whether you’re managing a contract work site or a home renovation project, SP Insurance Services Limited can find the insurance policies you need to cover the cost of the intended project and pay for any potential claims if the worst were to happen. With years of experience, our experts can tailor a policy to match your specific requirements, ensuring you’re not wasting money on extras you don’t need.
Obtenga su cotización sin compromiso hoy mismo.
Seguro de construcción
Also known as contractors all risk insurance, this policy covers contractors and subcontractors and pays to repair or redo the work that’s in progress if it’s damaged by an insured event. Incidents that are potentially covered include damage from fire, flood, storm, vandalism or theft.
Existing structure insurance
For renovation, fit-out or extension works, cover can be provided for the existing buildings and structures on the property. This can include outbuildings, garages and walls.
This means that the existing structure will be restored to the condition it was in prior to the loss, in the event of damage.
Aprende másNon-negligence insurance
This cover is a requirement where adjoining neighbours have party wall agreements in place for the duration of the contract work.
Non-negligent liability protects home and property owners when construction work is happening on or near the boundaries of neighbouring properties. This includes the construction of new buildings or extensions, excavations or work happening on a party wall or structure.
Seguro de responsabilidad civil
Get covered for third-party injury and damage claims with public liability insurance. Claims can be the result of negligence or a failure to uphold the safety regulations of a construction site. While this insurance isn’t a legal requirement, it’s worth having as it covers the cost of potential legal expenses, settlements and compensation awards.
Preguntas frecuentes
Is contractor insurance the same as public liability insurance?
No. Contractors all risk insurance is designed to cover you for damages outside your control, whereas public liability covers you for damages that a member of the public could possibly bring against you.
