বাণিজ্যিক সম্পত্তি
বাণিজ্যিক বীমা
Get tailored commercial insurance policies to suit your business needs.
Having an insurance broker that is able to cater for your needs, requirements and changes is something SP Insurance Services Limited offers. Cover ranges from public and employers’ liability to contents and stock to business interruption cover.
Whether you are a growing business or a fully established company, we have the knowledge to guide you and your business. For a no obligation quote, fill out the quick quote form – it takes minutes.
Our priority is to ensure you’re getting the right cover and not overspending on policies or extras that you don’t need. We’ve been helping businesses for over the years to secure the right insurance for them and compare quotes, so you don’t have to.
Commercial building insurance
Building insurance is often a necessary requirement to secure a mortgage on a commercial property. It covers the walls, floors, doors, windows, roof, fixtures and fittings. For example, if you own a shop, office, restaurant, hotel, factory, clinic or gym, the cover protects you and your property against unexpected damage that could be the result of an insurable peril like flooding, fire or vandalism.
ব্যবসার সামগ্রী বীমা
Contents insurance covers all the equipment, furnishings, electrical systems and inventory on your business premises. It helps you retrieve the monetary value of your assets in the event of them being stolen, damaged or broken. If you don’t have large funds to cover the cost of replacing all your assets, it’s recommended that you get contents insurance.
Business interruption insurance
Business interruption insurance covers the loss of income following a loss from an insurable event. The income loss covered may be due to your business having to close down temporarily or pay for alternative accommodation.
Is commercial building and content insurance a legal requirement?
No, it’s not a legal requirement, but you may require it to secure a mortgage. It’s also recommended to protect your income and cover the costs of damage.
What’s not covered in a commercial insurance policy?
While we suggest you consult your policy wording, some general exclusions, like wear and tear and damage from pests or animals, are not typically covered. If your property is due to be vacant for 30 days or longer, you may not be covered unless you take out unoccupied commercial property insurance.
Do I need insurance for a home-based business?
It’s always worth checking your home insurance policy; however, you may need a separate policy to protect the value of your business assets, even if they are stored at home rather than on commercial premises.
